CITY OF SPARKS' PROGRAMS
Housing Rehabilitation Programs
The City of Sparks administers the Housing Rehabilitation Programs utilizing Community Development Block Grant (CDBG) funds from the Department of Housing and Urban Development (HUD). The programs are available to City of Sparks homeowners that have owned and occupied their home for at least one year. Available programs include an Emergency Repair Grant and Deferred Payment Loan.
Emergency Repair Grant – The maximum amount allowable under this program is $10,000 per household. The applicant must meet the income requirement of 80% or less of area median income (please refer to the chart below). These grants may only be obtained in the event of an emergency that can affect health and safety. No payment is required and no lien is placed against your home. Emergency repair grants are administered on the basis of need.
Deferred Payment Loan – The loan can be written for an amount up to $25,000 to make essential needed repairs. The applicant must meet the income requirements of 80% or less of area median income (please refer to the chart below). The loan is secured by a Deed of Trust on the home. The loan must be repaid, in full, when the property is sold or the title is transferred to another person, or if you no longer live in the home. Households are not charged interest and no payments are required.
Eligible repairs for both the Emergency Repair Grant and Deferred Payment Loan may include, but are not limited to, roofing, hazardous electrical wiring, plumbing, doors, windows, insulation (minimum code requirement), foundation, wall repair, floor covering, ADA improvements, heating and air conditioning, and water heaters.
| 1 Person | 2 People | 3 People | 4 People | 5 People | 6 People | 7 People | 8 People | |
| Low (80%) | $65,450 | $74,800 | $84,150 | $93,450 | $100,950 | $108,450 | $115,900 | $123,400 |
HUD 80% Area Median Income Limits FY2026 Reno, NV MSA
To apply for either of these programs, submit the application to the Housing Specialist via email at ajones@sparksnv.gov or mail to Sparks City Hall, 431 Prater Way, Sparks, NV 89431, attention Housing Specialist. Applications may also be dropped off at the above address to the attention of the Housing Specialist.